Listed below is a sample of some of our current interest rates.
To calculate the estimated monthly payment for any loan amount, click here

For information on other terms, interest rates or products, call us at
(203) 431-7550 or 1-800-776-6518 or click here to e-mail us
 
Conventional Loans - Purchase

Rates as of Friday, January 22, 2010
Points Origination Fee Interest Rate Annual Percentage Rate Payments Apply
Conventional Conforming Loans to $417,000.
30 Year Fixed Conforming
2.000 0.000% 4.625% 4.810% Show Payments and Rates
0.000 0.000% 4.875% 4.886% Show Payments and Rates
15 Year Fixed Conforming
2.000 0.000% 4.000% 4.315% Show Payments and Rates
0.000 0.000% 4.375% 4.393% Show Payments and Rates
30 Year Fixed Conforming
High Balance $417,000. to $708, 250.
2.000 0.000% 4.750% 4.928% Show Payments and Rates
0.000 0.000% 5.125% 5.128% Show Payments and Rates

Non Conforming Loans up to $1,000,000.

Rates as of Friday, January 22, 2010
Points Origination Fee Interest Rate Annual Percentage Rate Fully Indexed Rate Payments Apply
Non Conforming Loans up to $1,000,000.
30 Year Non Conforming
2.000 0.000% 5.625% 5.814% N/A Show Payments and Rates
0.000 0.000% 5.875% 5.880% N/A Show Payments and Rates
15 Year Non Conforming
2.000 0.000% 4.250% 4.556% N/A Show Payments and Rates
0.000 0.000% 4.750% 4.757% N/A Show Payments and Rates
Non Conforming ARM Loans
3/1 ARM
CAPS: 2/6 MARGIN: 2.50% TERM: 30years
2.000 0.000% 3.750% 3.235% 2.875% Show Payments and Rates
0.000 0.000% 4.250% 3.188% 2.875% Show Payments and Rates
5/1 ARM
CAPS: 2/6 MARGIN: 2.50% TERM: 30years
2.000 0.000% 3.750% 3.350% 2.875% Show Payments and Rates
0.000 0.000% 4.250% 3.367% 2.875% Show Payments and Rates

Government Mortgage Loans

Rates as of Friday, January 22, 2010
Points Origination Fee Interest Rate Annual Percentage Rate Payments Apply
FHA 30 Year Fixed
0.000 0.000% 4.875% 4.886% Show Payments and Rates
VA 30 Year Fixed
0.250 0.000% 5.000% 5.033% Show Payments and Rates
CHFA 30 Year Fixed
1.000 0.000% 4.500% 4.596% Show Payments and Rates

Annual Percentage Rate (APR) reflected in table is based on a loan amount of $200,000 for all Conforming, ARM and Government programs; $708,250 for Conforming High Balance programs; and $500,000 for Jumbo programs, with 20% down payment for all programs (except the 1st Time Home Buyer No Money Down Program which has 0% down) and a term of 360 months for all 30 year loans or 180 months for all 15 year loans.  The mortgage programs sampled here are for owner-occupied single-family properties located in Connecticut.  The rates posted are for a 45 day rate-lock, however a 60 day interest rate-lock option is also available. APR is subject to change without notice.

 

Interest rates and APRs may vary depending on loan details, such as points, loan amount, your credit quality, and property occupancy. Credit Score, loan-to-value ratio, type of product, and type of transaction may also vary any published interest rate or APR.

 

ARM (Adjustable Rate Mortgage) interest rates are subject to increase during loan term which may increase your monthly payment during the life of the loan.  Other terms and conditions may apply.  Please note that the interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes.  Consumers should consult a tax adviser for further information regarding the deductibility of interest and charges.