Listed below is a sample of some of our current interest rates.
To calculate the monthly payments for any loan amount, click here

For information on other terms, interest rates or products, call us at
(203) 431-7550 or 1-800-776-6518 or click here to e-mail us
 
Conventional Loans - Purchase

Rates as of Thursday, July 2, 2009
Points Origination Fee Interest Rate APR Payment per $1,000 Apply
Conventional Conforming Loans to $417,000.
30 Year Fixed Conforming
2.000 0.000% 4.875% 5.063% $5.29
0.000 0.000% 5.250% 5.261% $5.52
15 Year Fixed Conforming
2.000 0.000% 4.375% 4.696% $7.59
0.000 0.000% 4.750% 4.768% $7.78

Non Conforming Loans up to $1,000,000.

Rates as of Thursday, July 2, 2009
Points Origination Fee Interest Rate APR Payment per $1,000 Apply
Non Conforming Loans up to $1,000,000.
30 Year Non Conforming
2.000 0.000% 5.875% 6.068% $5.92
0.000 0.000% 6.125% 6.130% $6.08
15 Year Non Conforming
2.000 0.000% 4.500% 4.811% $7.65
0.000 0.000% 5.000% 5.007% $7.91
Non Conforming ARM Loans
3/1 ARM
CAPS: 2/6 MARGIN: 2.50% TERM: 30years
2.000 0.000% 4.000% 3.570% $4.77
0.000 0.000% 4.500% 3.494% $5.07
5/1 ARM
CAPS: 2/5 MARGIN: 2.50% TERM: 30years
2.000 0.000% 4.000% 3.695% $4.77
0.000 0.000% 4.500% 3.672% $5.07

Government Mortgage Loans

Rates as of Thursday, July 2, 2009
Points Origination Fee Interest Rate APR Payment per $1,000 Apply
FHA 30 Year Fixed
0.000 0.000% 5.250% 5.442% $5.52
VA 30 Year Fixed
0.250 0.000% 5.500% 5.695% $5.68
CHFA 30 Year Fixed
1.000 0.000% 5.250% 5.350% $5.52

The mortgage programs sampled here are for owner-occupied single-family properties located in Connecticut. The rates posted are for 45 days. There is a 60 day interest rate lock option also available. Annual Percentage Rate (APR) based on a loan amount of $100,000 for all Conforming, ARM and Government programs; and $418,000 for Jumbo programs, with 20% down payment for all programs (except the 1st Time Home Buyer No Money Down Program which has 0% down) and a term of 360 months for all 30 year loans or 180 months for all 15 year loans.

APR is subject to change without notice. Interest rates and APRs may vary depending on loan details, such as points, loan amount, your credit, and property occupancy. Credit Score, loan-to-value ratio, type of product, and type of transaction may also vary any published interest rate or APR. ARM (Adjustable Rate Mortgage) interest rates are subject to increase during loan term.  Other terms and conditions may apply.